So, one of the most common questions I get asked about finances is “what do you do with all that money?” The fact is, we do a lot of stuff with it.
We save a ton of money, and by a lot I mean a LOT. We live in a house that we bought with money we saved up from our jobs. We have a savings account and a money market fund to keep us from being stuck in a credit card debt for the rest of our lives. We also bought a bunch of awesome stuff that we can’t give away, like our new laptop and all of our new clothes.
I’ve been trying to make money from online purchases using my personal money, and I don’t see how this would change in time. If I use the money I get back in a few months, I get a nice refund for that I used to get in a couple months ago. If I use it again, I get a little more money back.
And when my money is used on purchases with no interest or returns, I get a new one. I was always concerned that I was spending more than I had been paying for, so I decided to buy a new one. I got a new one a couple of weeks ago, and it was a very nice one that I kept. It was $400.00 off, and it was just the kind of money that a good friend of mine had.
So I feel good and am much more careful with my money this month. I also feel like I’m making more money in general. I’m not sure if it has anything to do with buying a new house or going back to college.
Most people aren’t even sure what their expenses are. They just assume that they should be paying more for whatever it is they’re spending money on. It’s not true. In fact, most people actually spend more than they have been spending for a while, and they are probably in a better position to know.
The best way to measure your expenses is to look at where your money came from. If you do that, the numbers will make sense. If not, they probably don’t. For example, if you have a regular job, your expenses may be more than your income. If you are out of work, your expenses may be less than your income.
The money you spend on things like groceries, rent, insurance, and credit cards usually comes from paycheck. If you are on a budget, you are probably spending less on your lifestyle than you are on your expenses. You also won’t see that kind of difference in your expenses when you have a job. When you are unemployed, you may be spending more on your lifestyle than you are on your expenses.
In fact, for most of us, the difference between what we spend and what we make is not that much. If you are on a budget and you are spending money on your expenses, you might be spending money on your lifestyle rather than your expenses.
In the end, most people cannot control how much money they spend. If they can control how much they spend, they can control how much they earn. For most of us, the “balance” has been tipped too far in favor of our spending and less in favor of our earning. It takes a lot of discipline to change this.
