if the quantity of loanable funds supplied exceeds the quantity of loanable funds demanded, the loan is referred to as a defaulting loan. This is the default of the lender, and the borrower is given the option of repaying the loan in full or not repaying the loan at all.
If the number of defaults is less than the number of loans, the borrower is referred to as a defaulting loan default. This is the default of the lender, and the borrower is given the option of repaying the loan in full or not repaying the loan at all.
Because defaulting loans can create problems for lenders, the FHLAA has a requirement for banks to “keep sufficient reserves to cover all loans or require banks to maintain sufficient reserves to cover all loans,” as well as rules for what types of reserves banks can maintain. Of course, as we’ve pointed out before, banks always want borrowers to fall by the wayside.
This is the default of the borrower, and the lender is given the option of repaying the loan in full or not repaying the loan at all.
The FHLAA’s rule is that you can only have up to the amount of the demand loans you make (and these are typically the most expensive loans on the books), and banks must keep a certain amount of reserves in the form of collateral to cover the loan, and this must be sufficient for the loan to be fully repaid. In this case, a borrower must make a minimum of 10 demand loans in the first year and a maximum of 20 loaned loans in the second year.
With that in mind, we decided to take a closer look at the FHLAAs rule. We found that the rule does not explicitly state that the lender must allow the borrower to repossess the collateral. In fact, a lender can simply say, “I’m sorry, I’m not going to put any more funds on your loan to make sure you get your loan repaid in full”, and the borrower may continue making demand loans without even repossessing the collateral.
In the end, the lender may choose not to repossess the collateral, but that is not the end of the story. If the lender is going to allow the borrower to repossess the collateral, the lender must still meet the following requirements.
The lender must have a minimum level of collateral in order to repossess the collateral, and the borrower must be able to repay the loan in full. In order to meet the requirement for a minimum level of collateral, the lender must have adequate collateral to repossess. That is why lenders don’t just lend to people they already know and trust and then repossess things they don’t know.
If a person wants to repossess the collateral, he or she must actually buy a new vehicle and a new car, and the car must be repossessed. It must be a full house.The lender must also have enough collateral to repossess the vehicle and car to be able to pay the loan. If such a person has enough funds to pay the loan, the lender must repossess the collateral.
This is why lenders dont just lend to people they already know. I have a friend who loans me cars and I dont loan to people I already know. I know people by reputation instead of by their good or bad deeds.
